Friday, September 23, 2016

Utilizing Debt to Benefit your Business Opportunities

Last Saturday, Coach Aya Laraya as he ushered us into the  4th Session of talking about financial freedom and today he's  tackling about the importance of understanding debts and applying loans in a very concise manner having to have a reliable and  right feasibility study be it on a personal or corporate level.

Here in the Philippines, when a typical person hears about debt or giving the option to borrow such amount of money, it always have a negative connotation on it. But we have to be aware of the fact that most of the big businesses or businessman in every country has considered it to be one of the biggest factor for a more reliable and fruitful earnings on any kind of business or organizations.

This is one way of making us as a country's pillars to succeed in our endeavors as an organization or even for a simple SME (Small and Medium Enterprise).

A housing loan is one of the personal of family  type of  loans that is secondary to his list, which give us the reason to have our own property.

A Car loan that is very cheap specially this very day that the down payments has been too low. 

And for a typical Family who goes on to meet up financial living day for day he suggested , help us control and regulate our usage for Credit Cards. It is one of  the least types of Credits that should really be closely monitored allowing only  60% of your monthly salary will be your total loanable  amount .

This kind of  teaching I think is one of the most helpful one specially to the employees be it on the lower or higher level.  Sunlife should do many kind of talks with regard to this and it will be a great help to educate us Filipinos regarding on having a financial freedom and helping us to be wise in every kind of move we have to do with our money and resources.

Realizing this we have been so tempted with the spice of life and great advertising of every product and gadgets not knowing that this kind of lifestyle will make our lives more than miserable and in the end gain nothing.

Only Here at this seminar do  I understand and  fully realized that the 0% Interest of buying such gadgets and other kinds of Appliances are not really a good idea and  if ever we should abstain from such kind of so called Great Deals .

I suggest that if ever one would like to loan for example for house or a condo or even a car just  make sure that you have the capacity to pay it  because by just having it pay on the succeeding alloted percentage it may just waste our money and in the end cannot pursue it till the last paying month. It is just right and wise to see if it is feasible or not.

Lastly, I learned that there is  non other time to invest but today , and I am doing my best to save so I can at least make some investment  ,at least with Sunlife prosperity card.  With this I may learn and give chance to make it happen before this year ends.

Friday, September 9, 2016

The Body of Century James Reid, shows his winning moves !!!

  After a big reveal that showcased a body reinvented by Century Tuna, stopped EDSA traffic, and sent fans on a social media frenzy, top actor James Reid appears anew in a TV commercial that gives a glimpse on how thinking like a champion has brought him to where he is now.

There’s no denying that James Reid is one of the hottest young actors today. He’s a social media phenomenon—with millions of followers online, not counting the various fan accounts that his devoted followers set up. The highly bankable love team JaDine, in which he is paired with his reel and real life partner Nadine Lustre, has sent their legions of fans in a frenzy, whether in mall tours, concerts, meet and greets, and even online where they are constant trending topics. 

There are his chart-topping albums including Reid Alert which hit certified platinum level status last May. Then there are his box-office film successes—the 2014 romantic comedy and his launch movie Diary ng Panget; and Talk Back and You’re Dead, the teen romance flick that followed a year later. No doubt, his biggest hit to date is On the Wings of Love, the top-rating primetime series with Nadine that kept viewers glued to their TV sets until its sensational finale. 

Clearly, James Reid is on a winning streak and his steady career path is one that is marked by a succession of winning moves. Recently, he joined the ranks of  Anne Curtis and Derek Ramsey as endorser of Century Tuna, the country’s number one  tuna.

Becoming part of the Century Tuna family has certainly paid off for the young hunk. He is presently at his fittest—sculpted abs, toned muscles, firm biceps—which can be attributed to a rigorous fitness regimen and a proper diet consisting of good protein that Century Tuna can provide. It’s no surprise then that James headlines their latest campaign, where he appears in a series of sizzling television commercials: the first, a TV spot focusing on metamorphosis that sent his fans in a frenzy and created a sensation; the second, which is presently airing, revolves around the idea of commitment and loyalty.
Century Tuna couldn’t be happier for having James in its roster of celebrity endorsers. From the very beginning, they already saw a champion in him. “His story is truly inspiring,” said Greg Banzon, Century Tuna General Manager. “It speaks of transformation, the relentless desire to improve oneself. It’s a winning formula that brings many positive lessons for everyone: perseverance, keeping the faith, while staying humble and true to yourself—qualities that make James a true role model.”  
 Meanwhile, for James, it’s really all about trust. “I liken it to a championship game,” he reveals. “If you want to win, you naturally want to surround yourself with a teammate you can put your total faith into. That to me is Century Tuna, and I can’t think of any other name that I’d trust to keep my body fit.”
With bated breath, we watch as James continues to transform—from a teen heartthrob to a more mature actor with the determination, the attitude and the body to conquer and win in the challenging world of show business.

Monday, September 5, 2016

TPB presents bigger PHITEX 2016

Now on its 15th year, PHITEX has gained popularity and recognition in the global tourism market. By making the event bigger and better, TPB is giving foreign travelers more reasons to visit the Philippines again.

The Tourism Promotions Board (TPB) presents a more enhanced Philippine Travel Exchange (PHITEX), the most important annual travel trade event. With the theme #PHITEX2016: Bigger Business, the event is set to accommodate more than 200 international buyers from across 37 countries worldwide and 199 local sellers from 132 companies across the Philippines.

“PHITEX has been instrumental in boosting the Philippines’ image as a top tourist destination. The event also strengthens international relationships among the industry’s key players to further the growth of Philippine tourism,” remarked PHITEX Deputy Secretary General Susana J. Del Mundo.

Highlight of the event is a series of business-to-business sessions between foreign buyers and local sellers. This year, the number of sessions has increased to 40 as compared to 28 in the previous years. This aims to broaden their chance of interaction and to encourage more in-depth discussions on tourism and trade opportunities.

PHITEX 2016 gives the buyers an opportunity to meet the Philippine sellers where they will be introduced to the Philippines’ best offerings in terms of travel and tourism products and services. This can be considered a momentous time for Philippine sellers for they will be given an edge to offer globally competitive tour packages to the international market and learn of other countries’ trade strategies to apply in their own practices.

Buyers from as far as the United States, Norway, Italy, Denmark and Germany and even from neighboring Asian countries such as South Korea, Indonesia and Vietnam were given an opportunity to experience fun and exciting pre-tours with hotel inspections around the country’s capital, Metro Manila.

The pre-tours conducted last September 3 included a visit to the famous walled city of Intramuros to get a glimpse of history during the Spanish colonization. Buyers visited Fort Santiago, which houses the Rizal Shrine museum where memorabilia of the Philippine national hero, Dr. Jose Rizal, are displayed. They also visited San Agustin Church, a UNESCO World Heritage Site, San Agustin Museum, and enjoyed a brief cultural show at Casa Manila. Buyers also inspected some of the city’s most luxurious hotels, namely New World Hotel Makati, Makati Shangri-la Hotel, Fairmont Makati, Marco Polo Ortigas Manila, Shangri-la at the Fort and Sofitel Philippine Plaza Manila, to name a few.

The post-tours are just as exciting since it will feature the Philippines’ premier destinations including world-class accommodations, entertainment and convention venues and business facilities. Buyers get to choose a tour that fits well with their interests and offerings. The Ilocos module includes a tour to the northern region of the country, where there is an interesting blend of local and Spanish cultures. Another module takes the buyers a trip to Southern Luzon and experience exotic beauty of beaches nestled against the jungle.

Buyers can further discover the wonders of Palawan which is recently named as the Best Island in the World. They can ride a paddleboat to Puerto Princesa Underground River, considered one of the New 7 Wonders of Nature. Some buyers can also travel to the east where Bicol, a region for adventures – volcanoes, beaches, coves, and lakes - will also be awaiting the guests.

The Cebu/Bohol post tour will give the buyers an opportunity to catch a glimpse of historical landmarks, a taste of lechon in Cebu, and an iconic view of the majestic Chocolate Hills in Bohol. They can also take a selfie with tarsiers in Bohol. For a unique mix of diversity, heavenly retreat and exciting adventure, buyers may also opt to join the Davao module.

“PHITEX will only grow stronger and more competitive through the coming years with the continual commitment and dedication of everyone – our partners, buyers, sellers and exchange visitors. Your immeasurable support only fuels us to push and go further. I believe that through our cumulative effort, we create and become the greater nation,” said DOT Secretary Wanda Corazon Tulfo-Teo.

Led by Philippine Airlines as the official flag carrier, and Marriot Hotel Manila, PHITEX 2016 is also supported by TTG Asia as the official media partner, Manila Bulletin and Philippine Daily Inquirer. Other sponsors include Resorts World Manila, Tourism Infrastructure Enterprise Zone Authority (TIEZA), Duty Free Philippines, Philippines Craft Distillers (LAKAN), Marco Polo Manila, SedaBonifacio Global City, Bellevue Resort, Sofitel Philippine Plaza, Fairmont Makati, Makati Shangri-la Hotel, Radisson Blu Cebu, Park inn by Radisson, Plaza del Norte and The Mind Museum.

Friday, August 26, 2016

Know the different types of financial advisor by coach Aya

If you are into serious financial help either for your business, getting into stock market, real estate, managed funds or retirement, This is one of the most important decisions you will ever make. Financial advisor will help you choose your investment decisions wisely and its impact for a long-term that suits your needs during your retirement days. The importance of having this is for money advice, tax,insurance and legal advice's.

 Sun Life Brighter Coach Aya said during our 3rd Session with him last August 20, 2016 –“ In reality anyone can claim to be a financial advisor . bu there are alot of things to be considered”
 These are qualifications. An expert who has retirement planning expertise. Don’t just choose the advisor with the best personality and sales skills; chances are this is not the plan that you wanted for your future.

  Here are some important keys in finding the right advisor. How to begin a relationship.

 1. Clearly state expectations. Its alright to say what you want to happen and how to make things posible and also open minded with the things that you will not expect. As financial advisors, they can distinguish if your decisions for this is right or not for you.

2. Vet Agent. Verify the company and the persons licence. Gather information like Credentials: Experience, education, certifications, association memberships; even the licensing record or compliance record. Its aright to verify those things.

 3.Meet in-person. The key to a successful interview is to establish a good conversation , in that way you can actually say or feel trust to that person and hear what you want to hear. Conducting interviews in the office let's you see their working environment as well as feeling of security.

 4. Lastly, Ask questions!

 Everything in mind related on financings of course Specialists ( it has to be professional )
 1. Real Estate ( realtors/appraiser
2. Stock Market ( CSR ) Certified Security Representative
3. Managed fuds (CIS)
4. Life insurance ( life/non life/variable/health )

Tuesday, August 23, 2016

Sun Life Prosperity card – The First of its kind Mutual Fund Investing in the country.

Last August 19, 2016, Sun Life Philippines launched their new  Sun Life prosperity card with Millenial brand Ambassador Mateo Guidicelli. 

The Sun Life prosperity card is an investment card worth P 5,000.00 which may be invested in any of the peso denominated mutual funds managed by SLAMCI  under its Sun Life Prosperity Funds. The first of its kind in the market that has revolutionized mutual funds investing in the country.
“We wanted to educate and show people through the TVC with Mateo to encourage the audience to begin their investing journey with the Sun Life Prosperity card because it’s an easy and convenient way to start building one’s brighter future.” Explained by Slamci’s president Valerie Pama.

 “By investing in mutual funds, one can make his money work harder for him, as against simply by leaving all of it in the bank.”

To illustrate this point, Pama said that a 91 day time deposit in a bank 10 years ago would have given 28% return ; but for the same period , the Sunlife prosperity Bond Fund grew by 68% while the money invested in the Sun Life Prosperity Balanced Fund would have earned 155%. Meanwhile, an investment in the Sunlife Prosperity Philippine Equity Fund  gained 221%.

This is exactly why we want Filipinos , especially the youth , to start investing some of their money in mutual funds” Pama said.

During the press conference and Question and Answer with Mateo he say’s that he makes this card as one of his gifts for a friend’s wedding , 3pcs which is more than enough rather than giving the old way  of some home accessories or cash for that  instance. This is the only gift you can give even to children especially during their birthdays and Christmas which is more profitable and worth their life’s needs till they grew up.

Catch SLAMCI’s latest TVC featuring Mateo Guidicelli on Cable TV. To learn about the Sunlife Prosperity Card and How you can start investing for a brighter future., visit

Monday, August 22, 2016

Educating millennial’s for financially preparedness thru Sun Life’s livebrighter campaign

Sun life Canada (Philippines) a leading international financial services organization that provides a diverse range of protection and wealth products and services to individuals and corporate customers; recently hold a series of meet ups for millennial’s the livebrighter session to further reach out and educate them on how to manage their hard earned money through this campaign.

This campaign educate Filipinos the importance of being frugal, preparing for the unexpected life’s event and learn more about the perks and benefits of investing on various forms. Offering them a better solutions that let them have money for life.

During the forum, sunlife invited two speakers to talk about what they achieved and learned with their undertakings with the company.
The first speaker named Ms. Arianne Serafico , a blogger shares her experiences working on her regular 8-5 job. She further explains that her previous jobs doesn’t give her the satisfaction and the income that would sustain her needs.

And through her passion as a blogger she found out that she can do many things that would make her life more useful and today she almost have a multiple students to teach and earned from .

Furthermore, she also conducts seminars to inspire more people with her life talks on how to live from your passion.

Choose to #LiveBrighter no. Register to the next #LiveBrighter Forum by visiting

Sunday, July 31, 2016

Lancaster choose 17 couples for the 1st Kasalang Bayan held at Lancaster New City Cavite

In Celebration of Pro-Friends 17th year, 2016 marks the 1st from Lancaster New City "May Forever Libreng Kasalan . Continuously seeks to deliver on its mission of valuing the core of Family as one of the basic foundation in our society. by having a civil ceremony, it will strengthen more of the relationship.

With this, Lancaster pre-selected 17 couples among many participants that would have this one in a lifetime chance and opportunity to be married in the Church sponsored  by Lancaster. Happened last July 30, 2016 held at the Church of the Holy Family and Leighton Hall for the venue of the reception.

The theme for the reception is simple yet elegant. The perfect combo of the color makes the mood more pleasant and romantic.

 During the reception at the Leighton Hall the couples were serenaded by a group of musician  which gives highlights of every momentum. you can see their happy faces while their dancing.  

"Age doesn't matter, haters don't matter." --- the very words uttered by Jocelyn when they hear different opinions on her relationship with Jone, 12 years younger than her.  Their love for each other proves that love is timeless, and ageless.

Most of the couple has their unique story to tell . As being chosen by the Lancaster group , every couple has its own identity and kind of love that you would love to know and learn from. 

Beside the Matrimonial Ceremony held by a priest each couple will receive a pre-nuptial photoshoot with hair and makeup, souvenirs, wedding cake, bouquette, boutonnieres, arrhae, and a wedding reception of 10 guests per couples.

For more pictures on this event pls click this link,

For more information check this link,;
For the model house at lancaster ,