Friday, August 26, 2016

Know the different types of financial advisor by coach Aya

If you are into serious financial help either for your business, getting into stock market, real estate, managed funds or retirement, This is one of the most important decisions you will ever make. Financial advisor will help you choose your investment decisions wisely and its impact for a long-term that suits your needs during your retirement days. The importance of having this is for money advice, tax,insurance and legal advice's.

 Sun Life Brighter Coach Aya said during our 3rd Session with him last August 20, 2016 –“ In reality anyone can claim to be a financial advisor . bu there are alot of things to be considered”
 These are qualifications. An expert who has retirement planning expertise. Don’t just choose the advisor with the best personality and sales skills; chances are this is not the plan that you wanted for your future.

  Here are some important keys in finding the right advisor. How to begin a relationship.

 1. Clearly state expectations. Its alright to say what you want to happen and how to make things posible and also open minded with the things that you will not expect. As financial advisors, they can distinguish if your decisions for this is right or not for you.

2. Vet Agent. Verify the company and the persons licence. Gather information like Credentials: Experience, education, certifications, association memberships; even the licensing record or compliance record. Its aright to verify those things.

 3.Meet in-person. The key to a successful interview is to establish a good conversation , in that way you can actually say or feel trust to that person and hear what you want to hear. Conducting interviews in the office let's you see their working environment as well as feeling of security.

 4. Lastly, Ask questions!

 Everything in mind related on financings of course Specialists ( it has to be professional )
 1. Real Estate ( realtors/appraiser
2. Stock Market ( CSR ) Certified Security Representative
3. Managed fuds (CIS)
4. Life insurance ( life/non life/variable/health )

Tuesday, August 23, 2016

Sun Life Prosperity card – The First of its kind Mutual Fund Investing in the country.

Last August 19, 2016, Sun Life Philippines launched their new  Sun Life prosperity card with Millenial brand Ambassador Mateo Guidicelli. 

The Sun Life prosperity card is an investment card worth P 5,000.00 which may be invested in any of the peso denominated mutual funds managed by SLAMCI  under its Sun Life Prosperity Funds. The first of its kind in the market that has revolutionized mutual funds investing in the country.
“We wanted to educate and show people through the TVC with Mateo to encourage the audience to begin their investing journey with the Sun Life Prosperity card because it’s an easy and convenient way to start building one’s brighter future.” Explained by Slamci’s president Valerie Pama.

 “By investing in mutual funds, one can make his money work harder for him, as against simply by leaving all of it in the bank.”

To illustrate this point, Pama said that a 91 day time deposit in a bank 10 years ago would have given 28% return ; but for the same period , the Sunlife prosperity Bond Fund grew by 68% while the money invested in the Sun Life Prosperity Balanced Fund would have earned 155%. Meanwhile, an investment in the Sunlife Prosperity Philippine Equity Fund  gained 221%.

This is exactly why we want Filipinos , especially the youth , to start investing some of their money in mutual funds” Pama said.

During the press conference and Question and Answer with Mateo he say’s that he makes this card as one of his gifts for a friend’s wedding , 3pcs which is more than enough rather than giving the old way  of some home accessories or cash for that  instance. This is the only gift you can give even to children especially during their birthdays and Christmas which is more profitable and worth their life’s needs till they grew up.

Catch SLAMCI’s latest TVC featuring Mateo Guidicelli on Cable TV. To learn about the Sunlife Prosperity Card and How you can start investing for a brighter future., visit

Monday, August 22, 2016

Educating millennial’s for financially preparedness thru Sun Life’s livebrighter campaign

Sun life Canada (Philippines) a leading international financial services organization that provides a diverse range of protection and wealth products and services to individuals and corporate customers; recently hold a series of meet ups for millennial’s the livebrighter session to further reach out and educate them on how to manage their hard earned money through this campaign.

This campaign educate Filipinos the importance of being frugal, preparing for the unexpected life’s event and learn more about the perks and benefits of investing on various forms. Offering them a better solutions that let them have money for life.

During the forum, sunlife invited two speakers to talk about what they achieved and learned with their undertakings with the company.
The first speaker named Ms. Arianne Serafico , a blogger shares her experiences working on her regular 8-5 job. She further explains that her previous jobs doesn’t give her the satisfaction and the income that would sustain her needs.

And through her passion as a blogger she found out that she can do many things that would make her life more useful and today she almost have a multiple students to teach and earned from .

Furthermore, she also conducts seminars to inspire more people with her life talks on how to live from your passion.

Choose to #LiveBrighter no. Register to the next #LiveBrighter Forum by visiting

Sunday, July 31, 2016

Lancaster choose 17 couples for the 1st Kasalang Bayan held at Lancaster New City Cavite

In Celebration of Pro-Friends 17th year, 2016 marks the 1st from Lancaster New City "May Forever Libreng Kasalan . Continuously seeks to deliver on its mission of valuing the core of Family as one of the basic foundation in our society. by having a civil ceremony, it will strengthen more of the relationship.

With this, Lancaster pre-selected 17 couples among many participants that would have this one in a lifetime chance and opportunity to be married in the Church sponsored  by Lancaster. Happened last July 30, 2016 held at the Church of the Holy Family and Leighton Hall for the venue of the reception.

The theme for the reception is simple yet elegant. The perfect combo of the color makes the mood more pleasant and romantic.

 During the reception at the Leighton Hall the couples were serenaded by a group of musician  which gives highlights of every momentum. you can see their happy faces while their dancing.  

"Age doesn't matter, haters don't matter." --- the very words uttered by Jocelyn when they hear different opinions on her relationship with Jone, 12 years younger than her.  Their love for each other proves that love is timeless, and ageless.

Most of the couple has their unique story to tell . As being chosen by the Lancaster group , every couple has its own identity and kind of love that you would love to know and learn from. 

Beside the Matrimonial Ceremony held by a priest each couple will receive a pre-nuptial photoshoot with hair and makeup, souvenirs, wedding cake, bouquette, boutonnieres, arrhae, and a wedding reception of 10 guests per couples.

For more pictures on this event pls click this link,

For more information check this link,;
For the model house at lancaster ,

Why Marry Me at Marriott continues to be the Country’s Top Bridal Show

 At Marriott Hotel Manila, a wedding is not just a business. It’s a commitment. And like a gentleman who knows how to make a lady’s heart swoon, the recently held Marry Me at Marriott showed its guests why it continues to be the country’s top bridal show. Guests were dressed to the nines and left the event gushing over the fashion, the food, and all the important details fit for a magnificent wedding!  

 A grand venue for a grand happily ever after 

Its sheer size is not the only reason why it is grand. From its facade to its impressive interiors, the Marriott Grand Ballroom is arguably the modern castle for couples who prefer a grand happily ever after. 

When guests ascended to the third floor, the hallway was lined with multi-tiered cakes, each one designed and carefully crafted by the hotel’s award-winning pastry chefs. Impressed by the well thought out design and craftsmanship, the visitors took photos then discussed why their chosen cake will not only be a centerpiece but also a conversation piece at the wedding reception.   

Tasteful menu and table set up

Cocktails were served and everyone enjoyed the refreshing beverages from Emperador Distillers and Happy Living Wines. When they followed Executive Chef Miek Brammer’s invitation to enter the country’s biggest ballroom, everyone walked into a room that seemed like a grand setting from a story book!   The floral arrangement of Michael Ruiz inspired guests of how the couple’s love bloomed. The white trees dazzled and on the long, immaculate white table are treats and savories that made guests happily eating and sharing to their heart’s content. These include salmon tartar in squid ink crispy crepe, chicken liver in port wine jelly and apple compote, chicken dinakdakan in pandan wrap, and mini baked potato with crispy pancetta in sweet and sour cream. Orange vodka spears, quail eggs benedict, and prawn cocktail in wanton chips were also served. From the Live Station, plates were filled with: gambas with parsley rice (along with lemon butter sauce, bourbon sauce, pesto, and herb butter), mashed potato with organic vegetable, emmental cheese with german bread, and gelato. Delightful desserts were also offered such as matchamisu in white passion cone, white calamansi brownie, chocolate moeulleux tart, mango caramelito,  homemade marshmallows, chocolate pretzels, chocolate clusters, wedding cupcakes, macaron tower, fresh strawberries, pralines, and truffles. 

Convenience of technology

When the lights dimmed, the pillow lights on the ceiling played an astounding display of colors. It was complemented by a romantic background music. With Marriott Grand Ballroom’s Skyfold technology, the 300-feet runway was unveiled and guests happily sat on the modern bleachers which were set up for their comfortable vantage point.  

The welcome remarks were given by Michelle Garcia, Marriott Manila’s Director of Marketing Communications. ““To the gentlemen, don’t just say “Marry Me”. Complete it by saying “Marry Me at Marriott”. And to the ladies, you will not regret the day you said yes, because it’s the start of your grand happily ever after,”” she says. 

After the applause, General Manager Bruce Winton followed suit and revealed the exciting amenities of the soon-to-open West Wing. The short AVP made guests nod, assuring them of numerous ways of dining, staying, and celebrating at Marriott Manila.   

Fourth bridal fashion, four world-class Filipino designers, and four gift certificates

On its fourth year of Marry Me at Marriott, the wedding collection of world-class Filipino designers Mark Bumarger, Francis Libiran, Ryan Madamba, and Cary Santiago were presented to the guests. More than 50 bridal gowns and suits of the models made guests busy with their digital cameras and smartphones. Each wedding collection did not disappoint and the guests couldn’t help but discuss their favorites

To add to the already fun-filled evening, four people won an overnight stay. The way Marriott Manila thought of putting the pralines in cute parachutes with a note that they won is creative yet still classy.

Love is an experience that is meant to be celebrated. So if you want your dream come true of a grand happily ever after, call (02) 988-9999 or visit

To join ongoing conversations, like, follow @marriottmanila on Twitter, and @manilamarriott on Instagram.

For more pictures on this event pls click this link ,

Thursday, July 28, 2016

Sprite levels up diskarte with new LeBron’s Mix

 Last July 26, 2016,  at Green Sun Hotel Makati City, Coca-Cola brings to the Philippines Sprite LeBron’s Mix, the first-ever, limited edition King James drink so you can have the NBA superstar’s diskarte in you.

Sprite now offers the new LeBron’s Mix – a combination of the crisp, refreshing lemon-lime taste of Sprite with the delicious twist of natural cherry and orange flavors. It comes in an eye-catching bold red packaging with LeBron’s initials and his iconic crown, which symbolizes his legendary nickname ‘King James.’

The relationship of Sprite with LeBron began in 2003 before the NBA player started his first professional game. A strong innovator of street culture all over the world, Sprite followed the NBA Finals MVP’s 13-year journey, collaborating with the player for new innovations to offer to the fans.

“Sprite is deeply rooted in its intense refreshment. Drinking an ice-cold Sprite clears your mind and helps you make your diskarte. In addition, the brand has always been grounded in the country’s street culture – and there is no better way to bring street culture to life here in the Philippines that with the sport that everyone loves, basketball,” says Stephan Czypionka, Vice President for Marketing of Coca-Cola Philippines.
During the launch, media guests, Coca-Cola partners and some sports personalities such as basketball players Jeron Teng, LA Revilla and Karl Kramer were the firsts to experience this whole new level of diskarte as they got to tag along in playing basketball inspired games like the Doble Diskarte and Spot your Diskarte Shot where they were able to win prizes. 

Others got to take home Sprite premium and limited edition items, as well. Familiar faces from the sports field added more energy as PBA courtside reporter Mara Aquino and UAAP sports commentator Boom Gonzalez hosted the event.

As Sprite continues to be a highly popular favorite among basketball players and fans, its legacy takes another step higher as NBA star player James LeBron extends his partnership with the brand.

Feel like a king or queen and diskarte like one with the new Sprite LeBron’s Mix.

About The Coca-Cola Company
The Coca-Cola Company (NYSE: KO) is the world's largest beverage company, refreshing consumers with more than 500 sparkling and still brands and more than 3,800 beverage choices. Led by Coca-Cola, one of the world's most valuable and recognizable brands, our company’s portfolio features 20 billion-dollar brands, 18 of which are available in reduced-, low- or no-calorie options. Our billion-dollar brands include Diet Coke, Coca-Cola Zero, Fanta, Sprite, Dasani, vitaminwater, Powerade, Minute Maid, Simply, Del Valle, Georgia and Gold Peak. Through the world's largest beverage distribution system, we are the No. 1 provider of both sparkling and still beverages.  More than 1.9 billion servings of our beverages are enjoyed by consumers in more than 200 countries each day. With an enduring commitment to building sustainable communities, our company is focused on initiatives that reduce our environmental footprint, create a safe, inclusive work environment for our associates, and enhance the economic development of the communities where we operate. Together with our bottling partners, we rank among the world's top 10 private employers with more than 700,000 system associates. For more information, visit Coca-Cola Journey at, follow us on Twitter at, visit our blog, Coca-Cola Unbottled, at or find us on LinkedIn at

Saturday, July 23, 2016

Saving Money by creating and sticking to a Budget

If you are living alone or a single parent you need to be mindful of your budget, you also need to know how good spending and saving habits work. Its like living beneath your means and saving enough funds for emergency purposes. Recently I have an experience, it was a unexpected expense that made me realize the importance of saving and good money management.

 Finances are one of the biggest challenges concerns that a single father faces. That is why it is very important to me to take steps to budget my money. Sometimes when your in that stage of what we call the critical  age although I'm not that old to stop working but it so happened that I'm an early marriage failed relationship victim and  that I have a company or business that is no longer giving me enough income nowadays . I wonder what will my plans would be. As for me, all my three children are settled with their own life, already finished with their school and has a good job with their chosen profession and what else would be next thing do to is for me to create a long term plan for myself, think about  what's next to me, planning more as i get old and sticking to that certain budget. Good thing that I have a profitable rental property that I purchased long beforehand and a small house and lot inherited from my parents. It is one of the resources which I earned in a monthly basis just  to pay my bills and buy what i need in everyday living. Just to survive and see my expenses, I have my routine to take down notes of what are my needs and what is my wants. Two are different but I realize that no matter how stressful you are with everything,

I'm always reminded not to forget to think twice or many times before you spend what is not important I should not. Just like what Brighter life Coach Aya, Spend with a Plan...but never deprive yourself. I agree with what coach Aya said, that every long term goal starts with short term goals. Invest to enjoy life.

During the Money4Life Challenge with Brighter life coach Aya, he shares some of the retirement concerns like housing, daily expenses, emergencies in health related issues that an individual experience and funeral expenses that in reality should also be prioritized. Its important that we should be prepared and open our minds to these. I also remember him saying that it is important to track down or take note of every expense i make so i can determine which expense is not will be prioritize the next time and what is more important.

Coach Aya also share an App called WALLY. it is an app downloaded for smart phones or Iphone helps us list all our expenses, I personally tried this app and so far i has been a big help to me.